Important Disclaimer

By accessing the website and any pages thereof, you agree that you are bound by the terms of the notices set below. If you do not agree with the notices, please refrain from accessing the website of Richard Brothers financial advisors and its affiliates.

This is not a solicitation to buy or sell securities or other related financial products. The information contained in the website is for communicative and informational purposes only.

Please note that investment in securities involves the risk of loss and that past performance may not be indicative of future results. You are encouraged to consult with a professional advisor of your choice. You should consult your tax or legal advisors for tax or legal opinions before you invest.

IMPORTANT CONSUMER DISCLOSURE

Allegiance Financial Group, Inc. (“Allegiance”) is a Maine state registered investment adviser located in South Portland, Maine. Richard Brothers financial advisors is a primary business name of Allegiance Financial Group, Inc. and its affiliates. Allegiance may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Allegiance’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Allegiance’s web site on the Internet should not be construed by any consumer and/or prospective client as Allegiance’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Allegiance with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Allegiance, please contact the state securities regulators for those states in which Allegiance maintains a registration filing. In addition, certain of Allegiance’s investment advisor representatives are also, in their individual capacities, registered representatives of Allegiance Capital, LLC, a broker-dealer registered with the United States Securities and Exchange Commission and a member of both the Financial Industry Regulatory Authority (“FINRA”) and Securities Investor Protection Corporation (“SIPC”). Accordingly, those investment advisor representatives of Allegiance who are also registered representatives of Allegiance Capital, LLC, may, in their individual capacities, effect securities transactions for public customers on a fully disclosed commission basis in those states in which both Allegiance Capital, LLC and the specific representative is registered, or qualify(ies) for an exemption or exclusion from registration requirements. For information pertaining to the registration status and/or disciplinary history of Allegiance Capital, LLC or any Allegiance investment advisor representative that also serves as a representative of Allegiance Capital, LLC, please contact the SEC, FINRA and/or state securities law administrators for those states in which Allegiance and/or the specific representative maintain a registration filing. Allegiance does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Allegiance’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Important Notices:

The investments, products, and services described on the pages of this website are only available in the jurisdictions where Richard Brothers financial advisors and its affiliates are legally registered to offer them. The existence of this website should not be construed in any direct or indirect manner as a solicitation for advisory business or securities sales or the like in any state or jurisdiction that Richard Brothers financial advisors does not maintain proper licensing.

Investment management and advice is offered through Allegiance Financial Group, Inc with offices at 50 Donald B Dean Dr., Suite 1, South Portland, Maine, 04106. Allegiance Financial Group, Inc. is a Registered Investment Advisor. Richard Brothers financial advisors is a primary business name of Allegiance Financial Group, Inc. and its affiliates. Securities products are offered through Allegiance Capital, LLC, a Broker/Dealer, member FINRA/SIPC.

Allegiance Financial Group, Inc is a Registered Investment Advisor. The form ADV Part II (Uniform Application for Investment Adviser Registration) must be reviewed prior to engaging the services of the firm. A copy of our form ADV Part II is available upon request.

The information contained in the website is believed to be accurate, however Richard Brothers financial advisors makes no guarantee or warranty to this fact and exercises no control over the content of third party website links made available within.

Confidentiality:

Richard Brothers financial advisors cannot and does not control security and confidentiality of information over the Internet. Our privacy policy as below details our practices relating to client information.

ALLEGIANCE FINANCIAL GROUP, INC.

PRIVACY POLICY

Pursuant to applicable federal and/or state privacy regulations Allegiance Financial Group, Inc. is a financial institution that has determined to keep confidential nonpublic personal information about each Allegiance Financial Group, Inc. client.

Nonpublic personal information is defined to mean personally identifiable financial information that is provided by a consumer to a financial institution, results from any transaction with the consumer or any service performed for the consumer, or is otherwise obtained by the financial institution.

Personally identifiable financial information means any information: (1) a consumer provides to a financial institution to obtain a financial product or service; (2) about a consumer resulting from any transaction involving a financial product or service between a financial institution and a consumer; or (3) a financial institution otherwise obtains about a consumer in connection with providing a financial product or service to that consumer.

Attached hereto and made a part hereof is a copy of the Privacy Notice of Allegiance Financial Group, Inc. that is distributed by Allegiance Financial Group, Inc.: (1) initially: (a) to each existing Allegiance Financial Group, Inc. client; and (b) to each new client prior to or at the time of establishing a “customer relationship” with Allegiance Financial Group, Inc.; and (2) annually thereafter for as long as the client maintains its relationship with Allegiance Financial Group, Inc.

The purpose of the Privacy Notice, Privacy Policy of Allegiance Financial Group, Inc. as well as its underlying procedures is to protect the confidentiality and security of the nonpublic personal information of its clients. The categories of nonpublic personal information that Allegiance Financial Group, Inc. collects from a client depend upon the scope of the client engagement. It may include information about the client’s personal finances, information about the client’s health to the extent that it is needed for the planning process, information about transactions between the client and third parties, and information from consumer reporting agencies. Allegiance Financial Group, Inc. has instituted certain technical, administrative and physical safeguards through which Allegiance Financial Group, Inc. seeks to protect this nonpublic personal information about current and former clients from unauthorized use and access. First, technical procedures are used in order to limit the accessibility and exposure of client information contained in electronic form. Second, administrative procedures are used in order to control the number and type of employees, affiliated and nonaffiliated persons, to whom customer information is accessible. Third, physical safeguards have been established to prevent access to client information contained in hard-copy form.

As illustrated above, Allegiance Financial Group, Inc. realizes the importance of information confidentiality and security, and emphasizes practices which are aimed at achieving those goals. Should you have any questions regarding the foregoing, please contact Randall J. Richard, Chief Compliance Officer.

FINRA Public Disclosure Program:

Under rules adopted by FINRA, Allegiance Capital, LLC is required to provide you with the following information:
FINRA Hotline 1-800-289-9999
FINRA Website address www.finra.org and
FINRA Investor Brochure that includes information describing the Public Disclosure Program, which is available upon request.

Business Continuity Plan:

Allegiance Capital, LLC maintains a written Business Continuity Plan that is available upon request.

Affilliated Entities:

Allegiance Capital, LLC is a Broker/Dealer that is a member of the FINRA and SIPC, MSRB and SIA. Allegiance Capital, LLC has its primary clearing relationship with Pershing LLC, a subsidiary of the Bank of New York Mellon Corp.

AFX Global Advisors, Inc. is a State of Maine Insurance Agency. The firm is a Delaware Corporation.

Marlin Enterprises, LLC is a State of Maine limited liability company established to own real estate to suppport the operations of Allegiance Financial Group, Inc.